Browsing Category : Uncategorized

Mortgage Credit Simulator in Peru


Thanks to a mortgage loan, many people can access to buy the land, the house or the apartment they always dreamed of. For some this dream seems distant, but it will not be so much if you have an idea of ​​how much you need to earn a month to allocate a portion of the money to pay the monthly…

Read More »

Low credit limit rules


More and more credit cards with a low debt limit appear in the hands of bank customers. In my opinion, credit cards are a lure for debtors like a mermaid on sailors. However, what influences the fact that cards with a low limit are popular?   Has 500+ affected the credit card market? In 2019, there was an increase in…

Read More »

A home loan to build a family


If you are married or married, you must legally enter the mortgage together with your spouse. What options do you have if you are not the borrower alone and what can you do in different situations? Consumer credit without the establishment of property in certain circumstances may also be an obligation of one spouse without the need for the other…

Read More »

Credit without private credit bureau


Credit despite private credit checker entry A negative private credit checker entry reduces the creditworthiness or creditworthiness, which is an exclusion criterion for classic lending, for example. This can arise, for example, from the credit customer’s lack of payment behavior. However, there are credit providers who also grant loans if a negative private credit checker turns out to be the…

Read More »

What do lenders evaluate before granting a loan?


Lenders, before granting a loan, examine certain parameters and requirements of the applicant to assess the risk of insolvency and avoid it. These requirements include age, employment or pension situation, income, repayment ability and creditworthiness. Let’s see all the details together, which are essential to know to ensure that the request is successful.   Age of the applicant To apply…

Read More »

Student loans: here are the possible solutions


Education has gradually turned into a real luxury, and not only because of the ever higher costs of university fees, but also because of the recurring expenses focused mainly on the purchase of books. To guarantee everyone the possibility of building their own future, numerous universities have entered into agreements with the main credit institutions, with the aim of facilitating…

Read More »

Credit card – how to pay safely on holidays?


Go abroad without cash? One day it would be unthinkable! However, more and more Poles use non-cash payment methods. We are happy to pay by credit card during holidays or business trips. It is not only convenient, practical but also safe. However, it is worth paying attention to the issue of currency conversions and withdrawals from ATMs, for which a…

Read More »